Complete my Federal Direct Loan Master Promissory Note (MPN) and loan counseling online.

Student Loan Entrance Counseling and MPN Process

The following information and instructions apply to ALL students attending Ozarks Technical Community College.

If you are a new student, or have not attended OTC for at least one semester, you must complete the Admissions process online.

All students applying for a student loan are required to complete a Free Application for Federal Student Aid FAFSA online at

The college participates in the Federal Direct Loan Program.  Therefore, any Master Promissory Note (MPN) you may have with a lender and any loan counseling you have completed previously will not be effective for the Federal Direct Loan Program.  Once you complete the MPN, it is effective for 10 years.

Therefore, in order to receive a student loan, you must:

  1. Complete a FAFSA (
  2. Complete Student Loan Counseling online (Federal loan counseling requirement)
  3. Complete a Master Promissory Note online (agreement to repay your student loans)

*Following completion of the entrance counseling and MPN online, the college will receive electronic notification that each process has been completed. 

Important Note: The loan counseling and MPN processes are to be completed by the student.  The Master Promissory Note (MPN) is a legal document and use of the student PIN to esign the MPN and/or the related processes is equivalent to signing the student's name to a legal document.  It is illegal for anyone other than the student to complete the Federal Direct Loan MPN.  Doing so is considered fraud and is punishable in accordance to Federal Law. 

Student Loan Entrance Counseling
In order to complete your student loan entrance counseling, you will need your FAFSA PIN. You will need to select "Complete Counseling" and designate you are an undergraduate student. Once you have completed the session in its entirety, the college will receive be sent confirmation of your completion of the student loan counseling. You may now proceed to

Master Promissory Note (MPN)
In order to complete your Master Promissory Note (MPN), you will use your FAFSA PIN to sign in at  Once you have completed the MPN in its entirety the college will receive confirmation of your completion of the MPN. You may now proceed to